Lemonade

LMND
Application

AI-first insurer whose named systems run the business rather than being sold to anyone: AI Maya and its APIs sell 98% of policies, and AI Jim takes 96% of first claim notices with no human involved.

Total funding—
Market cap$4.1B
Employees1,282
Founded2015
HeadquartersNew York, USA
StatusPublic
lemonade.com

Related companies 0

No company in the directory shares a product capability with this one at the level this rail requires, so it lists nobody rather than filling itself with companies that merely sit in the same category. That is a gap in our product coverage, not a claim that this company has no peers.

Sources

Market cap

Third-party database · 31 Aug 2026

Market capitalisation $4.06B, share price $52.44, page stamped "Aug 31, 2026, 12:51 PM EDT - Market open". Same source and pattern as every other public company's market cap in this dataset.

Employees

Regulatory filing · 31 Dec 2025

Same Form 10-K as revenue_estimate. States: "As of December 31, 2025, we had 1,282 employees, 810 of whom were based in the United States and the rest of whom were based outside of the United States, primarily in Israel and the Netherlands."

Founded

Wikipedia · 31 Aug 2026

Infobox "Founded" field reads "April 2015; 11 years ago (2015-04)".

Revenue (TTM)

Regulatory filing · 31 Dec 2025

Lemonade, Inc. Form 10-K for the fiscal year ended 2025-12-31, filed with the SEC 2026-02-25, CIK 0001691421. Consolidated Statements of Operations, "Total revenue" line: $737.9 million (inline XBRL tag us-gaap:Revenues, scale 6). Read directly from the filing's XBRL, not from a third-party rendering. This dataset does not paste an aggregator's figure for a number a 10-K states outright.

Description

Regulatory filing · 31 Dec 2025

Lemonade, Inc. Form 10-K for the fiscal year ended 2025-12-31, filed 2026-02-25, CIK 0001691421. It names SIX systems, not the five the backlog item expected: "A brief chat with our bot, AI Maya, is all it takes to get covered" and "AI Maya and our APIs sell 98% of Lemonade's policies"; "AI Jim is our claims bot, and, as of December 31, 2025, 96% of the time, it is AI Jim that will take the first notice of loss from a Lemonade customer without human intervention"; "CX.AI uses Natural Language Processing to analyze and understand customers' requests"; and "Our 'behind the scenes technology' is structured within three proprietary applications: Forensic Graph, Blender, and Cooper" — Blender being the sixth name. NONE OF THE SIX IS A PRODUCT RECORD: none is sold to anyone, they power Lemonade's insurance, and that is exactly why Lemonade was admitted under Route B. Writing them as products would redefine the word and pull in every other Route B company's internal AI with no rule for where it stops. This description replaces an earlier unsourced claim that 55% of claims were fully automated; the filing does give a related figure — "as of December 31, 2025, roughly 55% of our claims were automated, resulting in instant or near-instant processing from start to finish" — but roughly 55% automated is not the same claim as 55% fully automated, and the two sourced percentages above are what this description now states.

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