Kita Intelligent LOS
AI-native loan origination system for lenders that bundles the Kita modules into one pipeline: it takes in applications, chases missing documents, reads and fraud-checks every document, drafts the cited credit memo and returns the decision to the borrower, with a live portfolio view, a REST API with webhooks and connections to CRM, core banking and credit bureaus.
Find alternatives to Kita Intelligent LOS
What it does
- Workflow automation
- Document extraction
- Financial analysis
Sources
- Pricing
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Pricing page read: "Kita Capture and Kita Underwriter are separate products, priced separately. Talk to us for a quote." It prices only those two; no plan or price is published for this product.
- Description
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Official documentation · 21 Oct 2026
Page: "The entire Kita stack in one AI-powered system. It pulls in every application, reads every document, extracts every figure, and flags what needs human review".
- What it does
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Official documentation · 21 Oct 2026
Page: "Five modules. One AI-powered lending stack." covering the application, the Credit Officer, Capture, the Underwriter memo and the decision.
- Sold within
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Pricing page read: it prices only Kita Capture and Kita Underwriter; no plan or price is published for Intelligent LOS.
- Name
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Official documentation · 21 Oct 2026
Page title "Kita Intelligent LOS | The AI-native loan origination system | Kita".
- URL
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Official documentation · 21 Oct 2026
The product's own page, listed in the site menu as "Intelligent LOS".
- Deployment
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Official documentation · 21 Oct 2026
The page describes a vendor-run system connected to the lender's CRM and core by API; saas is recorded as the vendor-operated reading.
- Interfaces
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Official documentation · 21 Oct 2026
Page: "REST API + webhooks. Every loan-file event fires a webhook".
- Modalities
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Official documentation · 21 Oct 2026
Page: "Type, talk, or snap a photo." and "reads every document" go in; a memo and "an AI summary that reads the whole book before you do" come out.
- Intended for
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Official documentation · 21 Oct 2026
Page: "Microfinance & small-ticket", "SME & commercial" and "CDFI & community" lending segments.
Also from Kita
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Kita AI Underwriter AI agent
Underwriting agent that reads whatever a borrower sends, from tax returns to photographed ledgers, plus bank and external data, spreads the financials, tests them against the lender's credit policy and drafts a credit memo with every figure linked to its source page for a credit officer to decide; sold as a monthly licence per loan product plus a fee per application, rates not published, alongside credit-priced document capture.
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Kita AI Credit Officer AI agent
Messaging agent for lenders that contacts each borrower on WhatsApp, SMS or email in their own language the moment they apply, asks for the exact documents the loan needs, validates each upload as it lands, flags omissions and contradictions and keeps following up until the file is complete.
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Kita Risk Score API service
Document-based credit signal for lenders: vision models read any file a borrower uploads, from a PDF to a phone photo, extract more than 500 signals on financial capacity, document fidelity and upload intent, and return numeric repayment scores over an API as features for the lender's own credit model.
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Kita Capture API service
Document extraction and fraud-check service for lenders: layout models, vision language models and an agentic review pass read bank statements, IDs, payslips, tax and business documents at any quality, return credit risk signals and cross-document contradictions, and flag edits and forgery, through a REST API, a Python SDK or a web portal.
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